Secured and short term loans for residents for the Southern and Midwest.
Finder.com’s score: 4 / 5.0
- Most readily useful for present areas Bank clients looking to help keep their funds in one destination.
- Choose something different if you need to borrow a lot more than $35,000.
Regions Bank loans that are personaln’t available on Finder now.
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Max. Loan Amount
Details
- Details
- Contact information
| Product Name | Regions Bank individual loans |
|---|---|
| Min. Loan Amount | $2,000 |
| Max. Loan Amount | $50,000 |
| APR | 7.99% to 17.99% |
| Interest Rate Type | Fixed |
| Late Fee | $38 |
| Loan Term | Up to 5 years |
| Mobile number | 800-231-7493 |
|---|---|
| @AskRegions | |
| @RegionsBank |
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Rhys Subitch is just a author and editor at Finder whom tackles topics over the web web site. With fifty per cent of a ten years of expertise researching, modifying and writing for a Fortune 500 business, college and many separate publications, Rhys brings visitors the absolute most up-to-date and curated facts about things finance.
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Areas Bank is great for present clients seeking to help keep their funds in one single destination — you’ll want a bank account with all the financial institution so that you can also qualify.
Its prices cap out reasonably low in comparison to other loan providers — and it does not charge an origination cost. It is additionally ideal if you’re about to secure your loan with collateral — it is possible to shave as much as 0.5per cent off your interest by becoming a member of autopay.
However the bank works on the lending that is third-party to process its applications. What this means is there’s a possibility your loan won’t be funded by areas, but its partner Avant. It’s additionally perhaps maybe not really an idea that is good you will need to borrow more than $35,000 — where Regions’ unsecured loans cap away.
Don’t are now living in one of the 15 states areas solutions? Compare your other available choices below.
Professional review
Areas Bank is fantastic for present clients trying to help keep their funds in one single spot — you must have a checking account with the bank in order to qualify even.
Its prices cap out reasonably low when compared with other lenders — plus it does not charge an origination charge. It’s additionally ideal if you’re about to secure your loan with security — it is possible to shave around 0.5per cent off your interest by becoming a member of autopay.
Nevertheless the bank works on the lending that is third-party to process its applications. This implies there’s a possibility your loan won’t be funded by Regions, but its partner Avant. It is additionally maybe maybe not a good clear idea if you’ll want to borrow significantly more than $35,000 — where Regions’ personal loans cap away.
Don’t are now living in among the 15 states areas solutions? Compare your other choices below.
Why you are able to trust this review
Why you’ll trust this review
At Finder, we value and respect our editorial liberty. We keep our reviews entirely factual them to make better decisions so you can use. Although we may get income and recommendation costs from marketing affiliate links, advertisers don’t accept our reviews.
First, am I eligible?
To borrow, you will need to meet up the after criteria at a minimum:
- Be at minimum 18 years of age
- Have areas Bank account that is checking
Unsecured loans typically have greater rates and more credit that is stringent than their secured counterparts. But, areas Bank doesn’t list any minimal credit rating or earnings needs on its site.
Which states does areas Bank solution?
Areas just lends to residents of those 15 states:
- Alabama
- Arkansas
- Florida
- Georgia
- Illinois
- Indiana
- Iowa
- Kentucky
- Louisiana
- Mississippi
- Missouri
- New York
- Sc
- Tennessee
- Texas
- Unsecured and secured choices
- No origination or prepayment costs
- Autopay discount of 0.25% to 0.5% for secured personal loans
- Uses Avant being a lending platform — so there’s an opportunity areas won’t investment your loan
- Just available in 15 states
- Minimal optimum amount of $50,000
Compare other loan that is personal
We update our data frequently, but information can transform between updates. Confirm details with the provider you find attractive before carefully deciding.
How do you use?
Exactly exactly What information do we need certainly to use?
To finish the application form, you’ll want to provide some information that is basic
- Social Security quantity
- Month-to-month income
- Month-to-month housing re payment
Just just What are the results after we use?
You’ll see a preview of your prices considering a soft pull of one’s credit. You see, you can continue filling out the full application if you like what. Approval choices may are available in the moment a minutes that are few and areas Bank is in contact with one to finalize your loan.
Just how do repayments make use of areas Bank?
You’ve got the choice of creating one-off re re payments during your areas banking account or starting automatic payments — which could suggest a price discount if you took away a loan that is secured. Whichever sort of loan you opted for, starting automated payments means you are able to possibly prevent the $38 cost you’ll be charged for late re re payments.
Keep an optical eye in your loan stability and banking account. If you notice something down, reach out to areas Bank client care at the earliest opportunity.
Before you make a decision that is final invest some time and compare other providers with your guide to signature loans.
Faq’s
Will my loan be serviced by areas Bank?
Exactly exactly What impacts my APR and terms?
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Unsecured loan ranks
We evaluate top loan that is personal and price them some one to five movie movie stars predicated on facets being primary for your requirements. These facets consist of: prices and costs, consumer reviews, loan quantities, loan processing and debtor experience.
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